Mike is the CEO & Founder of TMFD Financial; formerly TMFD Financial. Since 1987 Mike has been providing expertise in tax planning, accounting and personal financial planning to dental clients. He has created a multi ‘Family Office’ for dentists geared to align their dental practices with their personal lives. With accessible, seasoned professionals […]
Howard is President of TMFD Financial, focusing on business development and corporate strategy. Prior to joining TMFD Financial he was a founder and president of Horizons ETFs Management Inc. and over his three decades in financial services has held executive positions with Mackenzie Financial Corporation, CI Funds and Barclays Global Investors Canada Ltd. His board experience […]
Chartered Accountant and financial planning advisor, Stive Farronato specializes in providing advanced tax planning strategies for the dental professional. A graduate of the University of Toronto, he received his Chartered Accountant (CA) designation in 1992 and his Certified Financial Planning (CFP) designation in 1998. Stive worked in public practice and with the Canada Revenue Agency […]
Gary is Vice-President of Operations at TMFD Financial, overseeing day-to-day activities. Prior to joining TMFD Financial in 2013, he was employed by CI Private Counsel, managing the high net worth program available to clients of Assante advisors. He also had a 20-year career at Procter & Gamble in various functions. He holds the Chartered Financial […]
Dale is President of Consulting at TMFD Financial. She and her team offer a wide variety of custom practice management services featuring transition planning, business coaching, associate recruiting, marketing and human resources. Dale has a 25 year record of success, trusted by thousands of clients for providing hands-on solutions.
Bob is based out of the TMFD Financial Ottawa office. He graduated from Queens University with a Bachelor of Commerce degree before receiving his designation as a Chartered Accountant in 1977. In private practice since 1979, Bob has consistently provided a high quality level of professional services to a diverse client base. He is a member […]
Chris is Senior VP of Advisory Services at TMFD Financial and has over fifteen years of experience advising clients on tax, investment, and estate planning strategies to achieve their financial goals. He believes in helping clients make informed choices and takes great pride in developing comprehensive financial plans for dentists. Prior to joining TMFD Financial, […]
A member of the TMFD Financial team since 2009, Josh believes in providing sound financial advice to clients by taking in their entire personal and professional picture. This includes investment analysis with a focus on proper risk exposure, tax minimization strategies, retirement planning, and estate planning centered on minimizing estate tax and transfer to next […]
Hajra joined the TMFD Financial team in 2015 and brings more than 20 years of experience in the financial services industry. Her extensive knowledge in developing and implementing investment, insurance, tax and estate planning strategies is tailored to assist clients as they realize their financial vision. Harja enjoys educating clients on the benefits of recommended […]
Jay joined TMFD Financial in 2015 and is a graduate of Laurier University with a degree in business and psychology. He brings a broad background of experience in financial services, which includes banking, investments and personal tax. Jay is part of the advisory services team and focuses on developing customized, comprehensive financial plans for clients.
Derek and his team in Oshawa service our dentist clients in the Durham and surrounding regions, and also work with dentist members of DODS (Durham Ontario Dental Society). Since 1986, Derek has helped clients set and achieve both financial and personal goals by offering a keen sense of balance between saving for the future and […]
Scott is based out of the Oshawa TMFD Financial office. Scott is committed to providing clients with relevant products and services to meet all of their wealth management needs. He works closely with Derek Dutka to ensure regular communication with their clients. Their team can identify opportunities or problems as they arise, suggesting timely recommendations […]
Mike joined the TMFD Financial team in early 2017. He has 20 years of experience in the financial sector, with over a decade of experience managing equities and derivatives for large institutional clients. Over the past five years, Mike has been helping families with comprehensive wealth management including investments, estate planning and insurance. He holds […]
Kris has a degree in business from the University of Prince Edward Island and a post grad in financial planning from George Brown College. Prior to joining TMFD Financial in early 2017, Kris worked as Senior Financial Advisor with one of Canada’s Big Five Banks, as well as Marketing Coordinator for Village Orthodontics. Kris takes […]
Adam joined TMFD Financial in 2017, and is a graduate of Fanshawe College, with a diploma in business finance. As part of the financial planning team, Adam leverages his previous experience providing investment and insurance advice to develop customized, comprehensive financial plans for clients. Adam is a strong advocate of financial literacy and distils complex […]
Tracy Klander is a senior vice president with TMFD Financial, Consulting Services and provides a wealth of experience to dental professionals. With more than 20 years of consulting in Canada and the United States, her knowledge of dental practice management software is a proven asset in facilitating the implementation of practice enhancement strategies. Dentists and […]
Linda loves results! She realizes that to be a successful leader you must understand the impact of change on a team. Change has been a constant in Linda’s career. Linda gained her knowledge and experience through developing her roles within the practice of dentistry; as well as through continuing education and then as a practice […]
Cindy Mark is a senior vice president with TMFD Financial, Consulting and has over 30 years experience working in the dental profession. She brings proven expertise in assessing opportunities and coaching dentists and team members to implement strategies towards improving practice performance. Clients and their team members can attest to her “can-do” approach. Dentists who […]
Meghan Savoie, RDH is a Practice Management Coach with TMFD Financial. As a dental consultant Meghan has expertise in the clinical and business aspects of dental practices. Meghan is passionate about working with clients to enhance their patients’ experience, and overall practice performance. Her passion for the profession is evident and she continues to expand […]
With a decade of experience in the financial services industry, Raj specializes and manages the estate planning and group benefit division for TMFD Financial. In support of the “Family Office” concept, Raj’s integrity and expertise is evident in the concepts and plans he presents. He is dedicated in providing exemplary customer service to […]
Sharon brings over 20 years of experience in the financial services industry. She worked with Sun Life Financial for 12 years as Business Manager of the Mississauga branch before joining Assante Financial in 2001. Sharon joined the TMFD Financial team in May 2013 as Client Support Administrator.
Joan is our ‘go-to’ person and has been part of the TMFD Financial team since 2014. She brings over 14 years in administrative experience and almost 6 years experience in IT, event planning and database management. When she isn’t busy helping others at work or behind her desk managing our database, Joan is a mom […]
Sana joined TMFD Financial in 2016 and as Marketing Associate, she manages the events department. Sana previously worked as an events director for a multimedia company. A graduate of the University of Toronto, she holds an honours double major degree in communication culture & information technology and philosophy.
After spending a decade at a national Big 4 public accounting firm, working internationally at a prestigious U.S. CPA firm, and graduating from the University of Toronto with distinction, Mark joined the firm in 2017 and currently serves as the firms Senior Accounting Manager. Mark currently holds a Chartered Accountant (CA) and Chartered Professional Accountant […]
Pankaj has been part of the TMFD Financial team since 2003. Pankaj specializes in Personal and Corporate Accounting, Filing Tax Returns and Tax Planning. He has over 20 years of experience in the financial industry and 10 years of experience in computer software programming.
Deep joined the TMFD Financial team in 2016 and brings with him eight years of accounting experience. Deep is currently in the process of completing his CPA and in his spare time, enjoys travelling with his wife.
A member of the accounting and tax team at TMFD Financial since 2014, Roshini provides standout expertise in everything from consolidated financial reporting and cash flow forecasting to improvements in internal processes and established policies. She has over 25 years of experience providing financial and accounting services in the sectors of banking, publicly traded companies, […]
Mercy joined TMFD Financial in 2016. She brings five years of experience in bookkeeping and accounting services. Having honors degree in sciences from York University, Mercy was introduced to accounting while running her own small business. Since then, she has completed all the CPA PREP modules and is now pursuing her CPA designation. Mercy specializes […]
Deepu joined the TMFD Financial team in 2016 as part of the Accounting and Tax Team. Prior to joining TMFD Financial, he worked in Dubai for 16 years and has experience in Financial, Accounting, Costing, Budgeting, Import/ Export, Logistics and Payroll areas. Industry experience in Property Development, Logistics, Shipping / Freight, Warehousing and Food Processing. Deepu […]
Jason joined the TMFD Financial team in 2017. He brings with him over 12 years of accounting experience. Jason graduated from Arkansas State University in 2001 with a Bachelor of Science degree in Accounting. Jason received his CPA, CGA designation in April of 2016.
Nick has been with our Ottawa office since 2014. He has over 30 years of public accounting and income tax experience working for a local Ottawa CA firm and then a national CA firm in their owner managed business group. Nick obtained a Bachelor of Commerce degree from Carleton University and later successfully obtained his […]
With more than 10 years of public accounting experience, Ashleigh demonstrates expertise in preparing Notice to Reader and Review Engagement financial statements along with corporate and personal tax preparation and bookkeeping. She especially enjoys interacting with clients to provide ideas and solutions for their tax, payroll and bookkeeping needs. Ashleigh has been with our Ottawa […]
Mary has been with TMFD Financial since 2000 as an administrative assistant and has over 20 very solid years of office experience. In addition to managing all aspects of administration duties and bookkeeping, she also provides back office administration support for the financial advisors; maintaining existing and new client files and placing trades for other […]
Rose Rago (aka Mama Rosa) has been a member of the TMFD Financial team since 1995 and her warm and welcoming personality makes her a great Director of First Impressions. Rose liaises with clients, suppliers, and staff as an integral member of the team. You will get to see her lovely smile welcoming you when you […]
Administrative Assistant Wanda also holds the title, Director of First Impressions in our Oshawa office. Her role includes reception, scheduling, event planning and general administrative duties. Wanda’s teaching background keeps the office organized and on task. Her passions lie with customer service and her family, and she especially enjoys her role as GOC (Grandma On […]
Syed joined TMFD Financial in 2015 after working as a financial advisor at Sunlife Financial. His industry experience ranges from portfolio administration for various financial institutions and high net worth clients to the sales of financial products such as stocks, mutual funds, and insurance.
Kacey brings years of experience in understanding the needs of her clients and tailoring solutions that exceed the expectations. Prior to joining the team at TMFD Financial, she was a Financial Advisor with Edward Jones.
* Investment services and products are provided through Assante Financial Management Ltd. Insurance and insurance related products are provided through Assante Estate and Insurance Services Inc.